Our Gold Loan Rates
The Melbourne Gold Company offer industry leading Gold Loan interest rates and are able to lend any amount you require.
We base all loans on the value of your gold and silver items, which are used as security for your loan.
We provide our interest rates upfront in the table below, and these rates are offered without any hidden fees, charges or variances.
Take out a Gold Loan for as little or long as you like, interest is charged monthly via our 30 day rates below.
Our Melbourne Gold Loan Interest Rates
| Loan Amount | 7 Day Loan | 14 Day Loan | 30+ Day Loan |
|---|---|---|---|
| $200+ | 5% | 6% | 10% |
| $1,000+ | 4% | 5% | 8% |
| $4,000+ | 3.5% | 4% | 7% |
| $7,000+ | 3% | 4% | 6% |
| $10,000+ | 2.5% | 3% | 5% |
| $20,000+ | 1.5% | 2.5% | 4% |
| $30,000+ | 1.5% | 2% | 3% |
Our loans offer the highest possible amount for your gold, whether it be gold jewellery, gold bullion or other gold and silver precious metal items. Our combination of high loan payment offers and competitive interest rate repayments provide our customers a one stop shop solution for gold based Melbourne pawnbroker services.
Need Time To Repay?You can extend your loan beyond the initial 30 days by ensuring the interest amount is repaid before your due date and then notifying us of your payment, your loan will then be extended for a further 30 days.
Why take a Gold Loan with the Melbourne Gold Company?
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No appointments are required!
Receive your cash loan in minutes with our fast service from our Melbourne CBD office.
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Flinders Street Station is only a 5 minute walk away
Melbourne Gold Company is located at Suite 701, Level 7 / 227 Collins Street, Melbourne CBD.
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We loan to anyone with valid ID
Bad Credit History? No problems because we provide you a loan secured directly to the value of your gold jewellery or gold bullion.
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Your gold and silver items are used as security against your loan
We will provide the absolute highest payments possible by determining the live market value of your gold and silver.
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Best Melbourne pawnbroker gold loan rates guaranteed
Most instant cash loan providers and Melbourne pawn shops only offer their customers around one third of the amount we are able to offer.
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To extend an extra 30 days simply pay the previous months interest
To extend your loan by 30 days simply pay the current months interest due and notify us of payment, we will then extend your loan by an additional 30 days, so you can take as long as you need.
Ready to take out a loan? Visit our contact us page below for our address and phone number.
Our Office Location DetailsTypes of Items we Pawn / Loan Upon
Our Melbourne pawnbrokers accept basically all precious metal items, whether it is jewellery, coins, bullion bars or other types of gold and silver. An example of this is mentioned below.
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Gold Jewellery
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Gold Coins
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Gold Bullion
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Scrap / Damaged Gold
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Silver Jewellery
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Silver Coins
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Silver Bullion
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Old / Scrap / Damaged Silver
If you have precious metal items which are not listed above, please contact us to find out whether our Melbourne pawn shop can secure a loan against them by calling us on
(03) 8678 2085What amount of interest repayments will be required?
You can accurately estimate interest repayments using the table below, here we provided a simple list of common loan amounts and paired these to interest payable upon loan redemption.
Interest amounts payable when collecting your items
| Loan Amount | Repaid in 7 Days | Repaid in 14 Days | Within/Per 30 Days |
|---|---|---|---|
| $500 | $25 | $30 | $50 |
| $1,000 | $40 | $50 | $80 |
| $4,000 | $140 | $160 | $280 |
| $7,000 | $210 | $280 | $420 |
| $10,000 | $250 | $300 | $500 |
| $20,000 | $300 | $500 | $800 |
| $30,000 | $450 | $600 | $900 |
The total interest payable will be displayed clearly on your loan ticket when you obtain a gold loan using our Melbourne pawn shop service.
What do I need to bring with me to get a loan today?
IDENTIFICATION-
Option 1
You need only bring us ONE VALID PHOTO ID to get a loan from us today, like all pawn shops in Melbourne this is the most common method people use to receive loans on their gold and silver. Valid ID types are:
- Passports (Local or Foreign)
- KeyPass ID Cards
- State Issued Drivers Licences
- State Issued Learners Permits
- Firearms Licence
- Tertiary Education Photo ID
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Option 2
If you do not have any of the previously mentioned valid photo ID's, you can still get a loan from us, provided you have TWO VALID TEXT BASED ID. Valid text based ID types are:
- Birth Certificate (Full or Extract)
- Certificate of Marriage
- Medicare Card
- Australian Bank Statement or Utility Bill
- Commonwealth Veterans Affairs Card
- Commonwealth Pensioner Concession Card
- Commonwealth Health Care Card
1. Minimum loan term 1 week, maximum loan term unlimited. 2. APR = 36% 3. If you borrow $10,000 you must payback $16,000 after 1 year
Visit us in Store Today
- The Melboume Gold Company
Suite 701, Level 7/
227 Collins Street
Melbourne, VIC. 3000. - Phone: (03)8678 2085
