Gold/Au 1723.29/oz
Silver/Ag 20.57/oz
Platinum/Pt 1123.22/oz
Palladium/Pd 1755.39/oz
Last Update 13th Dec 2018 @ 13:28pm
Suite 701 Level 7 227 Collins Street Melbourne, VIC 3000

Instant cash loans for gold items from our Melbourne gold pawnbrokers service

Receive the highest gold loan payouts at competitive interest rates from our Melbourne gold loan service

Our Gold Loan Rates

The Melbourne Gold Company offer industry leading gold loan repayment rates, and are able to lend any amount you require. We base all our loan offers solely to the value of your gold and silver, which is then used as security on your loan. We provide our interest rates upfront in the table below, and these rates are offered without any hidden fees, charges or variances.
Loans longer than 1 month are available on request with interest charged monthly via our 30 day rates below
Interest Rates
Loan Amount 7 Day Loan 14 Day Loan 30+ Day Loan
$200 + 4% 6% 10%
$1000 + 3% 5% 8%
$4000 + 2.5% 4% 7%
$10,000 + 2% 3% 4%
$20,000 + 1% 2% 3%
$30,000 + 1% 1.5% 2%
Our loans offer the highest possible amount for your gold, whether it be gold jewellery, gold bullion or other gold and silver precious metal items. Our combination of high loan payment offers and competitive interest rate repayments provide our customers a one stop shop solution for gold loan / gold pawnbroker services.
  • No appointments are required!
  • We can loan to anyone with valid ID
  • Melbournes best gold loan rates guaranteed
  • Flinders street station is only a 5 minute walk away
  • Your gold and silver items are used as security against your loan
  • Recieve your cash loan in minutes with our fast gold loans service.
  • Bad Credit History? No problems because we provide you a loan secured directly to the value of your gold jewellery or gold bullion.
  • This form of loan security means you will never receive bad credit ratings from us, regardless if you can not repay the loan.
  • Your gold and silver items value will determine the loan amount you will be offered. We will provide the absolute highest payments possible by determining the live market value of your gold and silver.
  • Most instant cash loan providers and pawn shops only offer their customers around one third of the amount we are able to offer.
  • Should you require a more long term loan solution, we can provide this for large amounts of gold / silver bullion. For more information please Click Here
  • To ensure you receive the best possible gold loan rates and payments, visit us in store today!

What amount of interest repayments will be required?

You can accurately estimate interest repayments using the table below, here we provided a simple list of common loan amounts and paired these to interest payable upon loan redemption.
Interest amounts payable when collecting your items
Loan Amount Repaid In 7 Days Repaid In 14 Days Repaid Within 30 Days
$500 $20 $30 $50
$1000 $30 $50 $70
$4000 $100 $160 $280
$10,000 $200 $300 $400
$20,000 $200 $400 $600
$30,000 $300 $450 $600

Long Term Gold / Silver Bullion Loans

For customers requiring a longer repayment time on large loans of gold and/or silver bullion, we offer a reduced monthly interest rate with a redemption period of upto 12 months.
Long Term Interest Rates
Minimum Required Loan Amount Monthly Interest Rate Redemption Period
$50,000 + 2% (With interest payments required monthly) Upto 12 Months
With our long term bullion loans, payment of interest is required each month, multiple months can be paid in advance, and if you default upon your loan within 12 months we will onsell your gold or silver bullion at the current world market spot price, and refund you any difference should the sale result in a profit above your original loaned amount.

Feel free to call or visit us today to find out more.


We accept basically all precious metal items, whether it is jewellery, coins, bullion bars or other types of gold and silver. An example of this is mentioned below:
Selling Gold Jewellery Melbourne
Gold Jewellery
Selling Gold Coins Melbourne
Gold Coins
Selling Gold Bullion Melbourne
Gold Bullion
Selling Scrap Damaged Gold Jewellery
Scrap / Damaged Gold
Selling Silver Jewellery Melbourne
Sliver Jewellery
Selling Silver Coins Melbourne
Silver Coins
Selling Silver Bullion Melbourne
Sliver Bullion
Sell Scrap Damaged Silver Melbourne
Scrap / Damaged Sliver
If you have precious metal items which are not listed above, please contact us to find out if we will secure a loan against them by calling us on

What do I need to bring with me to get a loan today?

Option 1: You need only bring us ONE VALID PHOTO ID to get a loan from us today, this is the most common method people use to receive loans on their gold and silver. Valid ID types are:
  • Passports (Local or Foreign)
  • KeyPass ID Cards
  • State Issued Drivers Licences
  • State Issued Learners Permits
  • Firearms Licence
  • Tertiary Education Photo ID
Option 2: If you do not have any of the previously mentioned valid photo ID's, you can still get a loan from us, provided you have TWO VALID TEXT BASED ID. Valid text based ID types are:
  • Birth Certificate (Full or Extract)
  • Certificate of Marriage
  • Medicare Card
  • Australian Bank Statement or Utility Bill
  • Commonwealth Veterans Affairs Card
  • Commonwealth Pensioner Concession Card
  • Commonwealth Health Care Card